Two years after being published by Berrett-Koehler Publishers, bestseller “How The Poor Can Save Capitalism: Rebuilding the Path to the Middle Class. The Solution for the 100%, continues to rank within several Top 100 bestseller sales categories at 

After more than 20 years at the helm of Operation HOPE, America’s first and only national nonprofit financial services network for the underserved, I came to them conclusion that the poor, the struggling and the middle class were missing a critical element of their success — The “Memo” on Money.  

It hit me like a ton of bricks, that ‘it was what we didn’t know, that we didn’t know that was killing us, but we thought we knew!’  As a result, communities and people I cared deeply about were both being prayed upon and didn’t realize it, and likewise, no matter how smart they might be, they were not able to ‘operationalize the aspirational success in their own lives.’  

Furthermore, the legacy of the Freedman’s Bank, created by President Abraham Lincoln on March 3rd, 1865, immediately following the Civil War, and chartered to ‘teach freed slaves about money,’ told me that we needed to finally ‘deliver The Memo on Money’ that we never received.  To quote my personal hero and mentor, the global spokesman for Operation HOPE and the right arm to Dr. Martin Luther King, Jr.  in the civil rights movement, “to live in a system of free enterprise, and not to understand the rules of free enterprise, must be the very nature of slavery.”

I decided I wanted to change all of that, and that is why I poured all of the essential lessons I learned about money, capitalism, and the free enterprise system into one easy to read book.  

This book is my Phase I of Delivering The Memo in and for my communities of color, and underserved communities (urban and rural, black and white) everywhere.  Get your copy, or purchase a copy for someone you love here at  It is also available at Barnes & Noble Bookseelers, Apple iTunes, Hudson Books and a range of other online and physical store booksellers.
Let’s go…

John Hope Bryant

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