The Huffington Post

It's time for black and brown America to get their copy of what I call The Memo.

It's so straight forward, you can decide to ignore this article altogether, and simply watch this 4-minute video.

After signing the Emancipation Proclamation, President Abraham Lincoln signed legislation creating the Freedman's Saving and Trust Co., commonly known as the Freedman's Bank.

Lincoln considered the bank's mission so important to the nation that he located the bank directly across from the U.S. Department of the Treasury, where the president could keep an eye on it.

The bank's mission was radical: To teach newly freed blacks about money.

Additionally, during the final period of the Civil War, one of Lincoln's top generals promised all freed slaves 40 acres and a mule, an opportunity to own collateral and machinery in their own names. Lincoln supported the initiative.

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