John Hope Bryant, the founder of Operation HOPE, knows the importance of financial education. His organization launched the 700 Credit Score initiative to help those in the black community who struggle with average creditscores that make them vulnerable to predatory lending and payday loans. The organization also helps to teach underserved youth the importance of financial literacy and entrepreneurship. While Bryant’s work is certainly needed, perhaps his work would not be needed quite as much if there were, as he contemplated to Bloomberg, a black Bill Gates.

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