"...I remain very concerned that lending to the poor, the working class, and even America's middle class, will effectively “dry-up” post mortgage sub-prime crisis. Some would say that credit access has already dried up in the non-government market. A concern that unless you had a credit score of 800 and 25% down payment, you were not going to be able to obtain a loan from a mainstream lender. This would not be good for America."
John Hope Bryant