“Responsible subprime mortgage lending has done more to lift the poor out of poverty than anything else over the past 50 years. The problem has been irresponsible, predatory and greed-based subprime lending, as well as massive levels of financial illiteracy amongst many borrowers that fuels it, and not sub-prime lending itself.”

John Hope Bryant

Chairman, Operation HOPE

Vice chaiman, U.S. President’s Advisory Council on Financial Literacy and chairman, Under-Served Committee

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